Most of those who have individual plans — except for those with “Cadillac” policies — will be forced to accept new, more expensive policies. Already there are horror stories from people who have seen their monthly premiums increase by 30 percent or more. The president says that the 15 million or so who bought their insurance in the private market represent a small portion of the population, only 5 percent, but he hears them and will do what he can to ease their pain. There is little that he can do, though. And what about the rest of us?
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